Transforming investment access in the UK

The UK financial advice landscape stands at a critical juncture, with £430 billion sitting in underutilized cash deposits and 13 million adults lacking access to professional guidance, the need for scalable, accessible advice has never been more urgent.

What’s holding institutions back? Multi-year implementation cycles, legacy systems, and regulatory complexity. But the technology to change this exists today — and can be deployed in months, not years.

In our latest insights, Pierre Dufauret, UK Market Head, explores how financial institutions can act now by leveraging:

• Regulation — FCA reforms are driving scalable, digital advice models.
• Hybrid advisory — Integrating AI, digital tools, and human expertise.
• API-first technology — Efficient, compliant deployment without legacy constraints.

The challenge is clear — but so is the solution. Institutions that act fast will not only close the advice gap but also redefine their client relationships across all customer segments.