Seamless multi-lender credit for cash-loans and mortgages
Demand for affordable credit is increasing. Clients ask for seamless, legally binding credit offers in a digital journey for both mortgage and consumer lending. Our solutions help to build new ecosystems combining new players and incumbents to offer combined customer journeys involving independent distribution units, Telcos, real estate valuation providers, scoring agencies, credit processors, collection agencies, banking and non-banking lenders.
The additiv platform supports the whole client journey from digital client onboarding, instant scoring and real-estate valuation, credit offers from multiple lenders based on their risk model, to the management of the loan and a prospective secondary market. All on one single platform with one back office, but integrated into a local credit market as well as seamlessly integrated into a core banking system.