addBanking by additiv
Embed account and payment propositions into your existing customer journeys, spanning current accounts, debit and credit cards, deposits and payment services.
Fully integrated value chain
Innovative end-to-end wealth, credit and insurance offerings integrated with accounts, payments and cards proposition.
Unlocking the power of Banking-as-a-Service
Leverage seamlessly orchestrated banking services from Banking-as-a-Service (BaaS) providers, embedded into your existing offerings, systems and processes.
Unparalleled impact
Our Banking-as-a-Service solution embeds regulated banking features right where your customers need them.
Enhanced customer engagement and operational excellence
Personalized customer relationships
Offer personalized advice and product recommendations, maintaining a personalized connection with customers.
Increased operational efficiency
Automate routine tasks and processes enabling service center operators to handle customer inquiries and transactions more quickly and accurately, keeping operational costs to a minimum.
Scale your distribution and increase profitability
Expand your distribution
Gain access to new customer segments with reduced acquisition costs by integrating your banking services into relevant third-party products, distribution channels, and everyday consumer platforms.
Innovate on products through embedded feedback loop
Gather rich data on customer behavior and preferences, enabling the development of more tailored and innovative financial products and services.
Embed banking into everyday interactions
Provide contextualized banking services and influence consumers for better customer penetration and higher share of wallet.
Increase profitability and better serve your customers
Increase loyalty and conversion
Deliver innovative incentive structures and enhance customer experience with an integrated payment proposition.
Increase profitability
Increase lifetime customer value by delivering innovative services and better personalization.
Superior financial well-being
Tailored banking into daily digital experiences
Meet your customers' unmet financial needs by capitalizing on their loyalty and engagement to offer personalized banking services, seamlessly integrated into their daily apps.
Simplified day-to-day finances
Transform how your customers manage their finances by offering banking accounts tailored for everyday use, easily opened in just a few steps.
Our client partnerships
Coop Finance+
Switzerland’s no.1 retailer works with additiv to provide comprehensive banking & wealth solutions seamlessly to their customers in its Coop Finance+ super app.
One app, full control. Simple and digital
Coop’s household account is specially designed for your day-to-day finances and can be opened in just a few steps.
Sourced from regulated banking institutions
additiv’s API-first cloud platform integrates and orchestrates Coop’s various financial services partners such as Hypothekarbank Lenzburg, Glarner Kantonalbank and others.
